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Because we provide both medical and routine eye care, we accept a number of insurance plans to help cover the cost depending on your individual needs.

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Our Clinic in Franklin Accepts The Following:

One of the 2 most common questions we get are, Do you accept my insurance? And Why do you file some visits to my medical insurance and other visits to my vision plan? The quick answer to do we accept your insurance is, normally yes. We strive to accept most major insurance plans, both medical and vision.

We want to be your primary eye health and vision provider and hate when we hear that we cannot see you because “we don’t accept your insurance.” That being said, even if we’re not “in network” with your plan, we will always still be willing to see you, sometimes be able to offer a time-of-service discount, and you can file to your insurance individually for reimbursement. (Do not worry, we can help you with that!)

If you do not see your plan listed below, please call the office or email us and we can verify with you if it is a plan we are in network for. 

Vision Plans We Accept

  • Eye Quest
  • National Vision Administration (NVA)
  • Superior Vision
  • VSP
  • Eye Quest
  • National Vision Administration (NVA)
  • Superior Vision
  • VSP

Medical Plans We Accept

  • Aetna
  • Amerigroup
  • Blue Cross Blue Shield
  • BlueCare Tennessee
  • Cigna
  • EyeMed
  • Healthscope
  • Humana
  • Medicare
  • Meridian Insurance
  • PHCS
  • Tricare
  • United Healthcare
  • UMR
  • TennCare
  • Aetna
  • Amerigroup
  • Blue Cross Blue Shield
  • BlueCare Tennessee
  • Cigna
  • EyeMed
  • Healthscope
  • Humana
  • Medicare
  • Meridian Insurance
  • PHCS
  • Tricare
  • United Healthcare
  • UMR
  • TennCare

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Our Franklin Eye Care Staff Is Here To Help You With Your Insurance

Filing to your vision or medical plan depends on why we are seeing you and what the doctor is monitoring and following for you. This question is sometimes harder to answer for new patients before we have seen you, and it is because the doctor determines this in the exam room.

If a patient comes in with a red itchy eye, or the doctor is monitoring their retina (the back of the eye) for glaucoma or macular degeneration, vision plans will not cover these visits. So, in these instances, we file to your medical insurance.

Depending on the coverage of your specific plan, you may have a specialist copay for this visit, or it may go toward your deductible. Either way, our staff is trained to review this with you in full detail.

Other things that could cause your visit to be filed medically are when your vision has gotten worse since your last visit, and the doctor determines this is due to a medical condition like cataracts, AMD, dry eyes, diabetes, high blood pressure and even some systemic medications like Plaquenil, NSAIDS and anti-depressants among other things.

Vision plans are used when we are only monitoring your refraction. (That’s when the doctor puts the “big pair of glasses” in front of you and asks you, “Which is better; 1 or 2?”) Even when we file your exam toward your medical insurance, we can still use your vision discounts toward your glasses or contact lens materials.

We work with each patient individually and review all charges and benefits in full detail!

  • Vision insurance is designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost. Learn about types of plans, coverage and payment options.
  • Make the most of your vision insurance plan by understanding your particular vision coverage.
  • As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. CareCredit lets you begin your procedure immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget.